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Payments Unmanageable? Consider Consolidating Debt

People who miss their payments aren't simply deadbeats who have no intention of paying up. They are regular people like you and me who for one reason or another have found that they have run out of funds before they have run out of expenses. If you find that you are getting buried under the weight of many separate credit cards, loans, utilities and other expenses, it might be time to think about consolidating debt.

Alternatives to bankruptcy

Are you sure bankruptcy is the right debt solution for you? Think hard before you take such a drastic step. An IVA or a debt consolidation loan might be a better way out of your debt.

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